Innovativeapi
Fraud prevention audits for fintech products — independent review of the controls that should stop abuse before it reaches your customers and ledger.
Primary engagement
Fraud Prevention Controls Audit — a structured review of how your product detects, blocks, and investigates fraud across onboarding, payments, and account recovery.
You receive a findings register with evidence notes, severity ratings, and a remediation sequence fraud ops and product can own. Listed fees are informational; work begins after a written proposal.
Related audit offers
Request a focused pathway review or combine modules into a broader fraud assurance programme.
Fraud Prevention Controls Audit
A structured review of how your fintech product detects, blocks, and investigates fraud across onboarding, payments, and account recovery.
Transaction Monitoring Review
Targeted testing of monitoring rules, alert quality, and the supervisory trail from detection to case closure.
Account Takeover Pathway Audit
Independent review of identity challenge, device change, and recovery controls that should stop account takeover before funds move.
Payment Fraud Pathway Testing
Focused audit of authorisation, velocity, and dispute-adjacent controls along the payment paths that move customer money.
From recent clients
Fintech teams who asked us to pressure-test fraud controls before peak volume or a diligence cycle.
Innovativeapi walked our card authorisation and dispute paths and surfaced rule gaps we had normalised as ‘edge cases.’ The findings register gave ops a sequence we could close in one quarter.Clara Ng — Head of Risk, consumer card issuer
They treated account takeover controls as an audit subject, not a marketing claim. Case-handling evidence finally matched what we told the board.Daniel Ho — Compliance director, digital wallet
The payment fraud pathway test forced product and fraud ops into the same room. We closed two silent bypasses before peak season volume.Amrita Sen — VP Product, remittance platform
Common questions
Who commissions a fraud prevention audit?
Product, risk, and compliance leads at fintech firms that need independent scrutiny of fraud controls before a launch, investor diligence cycle, or supervisory conversation — wallets, cards, remittance, lending, and payment products.
Is this a penetration test or a red-team exercise?
No. We audit the design and operating effectiveness of fraud prevention controls: rules, workflows, case handling, and oversight. Technical security testing stays with your security partner; we coordinate when findings overlap.
How long does a typical fraud audit take?
A focused fraud prevention controls audit usually runs three to five weeks, depending on product scope, data access, and interview availability. Narrower pathway tests can complete in two to three weeks.
Are website prices binding?
Listed figures are informational ranges only. A written proposal after the scoping call confirms fees, timeline, and deliverables before any fieldwork starts.